What Is HSA / FSA?
HSA (Health Savings Accounts) and FSA (Flexible Spending Accounts) let you set aside pre-tax dollars for eligible healthcare expenses.
If you already have funds available, using them can be a smart way to invest in your health — without paying out of pocket.
What May Be Eligible at Zenith
Eligibility depends on why the service is being used — not just the service itself.
*When medically necessary and based on your plan.
How to Check Your Coverage
Step 1 — Know the service
Eligibility depends on why you’re using the service.
Step 2 — Check your plan
Call the number on your HSA/FSA card or log into your provider portal.
Step 3 — Ask this question
"Is this service eligible when medically necessary?
How Zenith Helps
We’re happy to support you by:
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Explaining how your service is categorized
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Providing clear receipts and documentation
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Supplying a Letter of Medical Necessity when appropriate
Final eligibility decisions are always made by your HSA/FSA administrator.